mariyam.uk

about

Combines hands-on experience in financial reconciliation and transaction accuracy with technical skills in Python, SQL, and SAS. MSc in Banking Innovation and Risk Analytics (University of Edinburgh), MBA in Finance, BSc in Computer Science. Targeting data-driven roles in fintech, financial operations, or risk analytics.

MSc Banking Innovation & Risk AnalyticsMBA FinanceBSc Computer Science

Experience

Poundland

contract

Sales Assistant

Edinburgh, UK

Nov 2025 – Apr 2026

Processed cash and card transactions with consistent accuracy, maintaining a near-zero discrepancy rate. Identified and escalated payment discrepancies, contributing to timely resolution of record variances. Resolved customer payment queries efficiently under pressure.

financial reconciliationtransaction accuracydiscrepancy resolution

DesireSkin

Business Manager

Milton Keynes, UK

Apr 2018 – Dec 2021

Managed financial and customer records for 100+ accounts across Excel and Xero, ensuring data accuracy and consistency. Conducted monthly transaction reviews and reconciliations, identifying and resolving discrepancies. Redesigned data management workflows, reducing manual processing time and improving record reliability. Served as primary contact for billing and account queries.

excelxerofinancial reconciliationdata managementaccounts

Earlier Roles

Lecturer · Teaching Assistant · Financial Analysis Intern

Pakistan

2006 – 2012

Lecturer in Computer Science at Central College (2011). Teaching Assistant at J&R Montessori School (2006–2009). Financial Analysis Intern at Ahmed Fine Weaving Ltd.

financial analysiscomputer scienceteaching

Projects

Financial Risk Modelling

// msc project · university of edinburgh · ongoing

Applied Python and statistical modelling to assess credit and market risk in financial portfolios. Built predictive models using pandas and NumPy to quantify exposure and stress-test scenarios against historical data.

pythonpandasnumpyrisk modellingstatistics

Data Analytics for Finance

// msc project · university of edinburgh · ongoing

Conducted exploratory data analysis on financial datasets using Python and SQL. Produced visualisations and dashboards to surface trends in transactional data, identifying patterns relevant to operational risk and performance.

pythonsqledapower bidata visualisation

FinTech Innovation Research

// msc project · university of edinburgh · ongoing

Researched emerging fintech models and their regulatory implications. Analysed decentralised finance, open banking APIs, and AI-driven credit scoring against current banking regulation frameworks.

fintechbanking regulationopen bankingresearch

Skills

Programming & Analysis

Python (pandas, NumPy)SQLSASLaTeX

Tools & Platforms

Excel (Advanced)Power BIXeroMicrosoft Office Suite

Data Skills

Data Cleaning & ValidationExploratory Data AnalysisFinancial ReconciliationReporting & Visualisation

Domain Knowledge

Financial Risk ModellingBanking RegulationFinTech InnovationPredictive Modelling

Education

University of Edinburgh

M.Sc. Banking Innovation and Risk Analytics

Financial Risk Modelling · Banking Regulation · Data Analytics for Finance · Innovation in FinTech

2025Edinburgh, UK

Bahauddin Zakariya University

MBA, Finance

2012Pakistan

Bahauddin Zakariya University

BSc, Computer Science

2008Pakistan

Contact

Let's connect.

Open to data-driven roles in fintech, financial operations, or risk analytics. Based in Edinburgh — open to remote.